ãäœãŸãã®åœãåãããã¯ã¬ãžããã¹ã³ã¢ãåäžãããå®èšŒæžã¿ã®æŠç¥ã解説ãå¥å šãªä¿¡çšæ å ±ãæ§ç¯ã»ç¶æããããã®å®è·µçãªã¢ããã€ã¹ãæäŸããŸãã
ããè¯ãã¯ã¬ãžããã¹ã³ã¢ãç¯ãïŒã°ããŒãã«ã«å¯Ÿå¿ãããã¯ããã¯
ã¯ã¬ãžããã¹ã³ã¢ã¯ãããªãã®çµæžçãªå¥å šæ§ã«ãããŠæ¥µããŠéèŠãªèŠçŽ ã§ããããŒã³ãçµãã ããå®¶ãåããããç¹å®ã®è·çš®ã«å°±ãéã®å¯©æ»ã«ã圱é¿ããŸããã¹ã³ã¢ãªã³ã°ã¢ãã«ãä¿¡çšæ å ±æ©é¢ã¯åœã«ãã£ãŠç°ãªããŸãããè¯å¥œãªã¯ã¬ãžããã¹ã³ã¢ãæ§ç¯ã»ç¶æããããã®åºæ¬ååã¯ãã»ãšãã©ã®åœã§å ±éããŠããŸãããã®ã¬ã€ãã§ã¯ããäœãŸãã®å°åã«é¢ããããã¯ã¬ãžããã¹ã³ã¢ãåäžãããããã«å®è·µã§ãããã¯ããã¯ã玹ä»ããŸãã
ã¯ã¬ãžããã¹ã³ã¢ãçè§£ãã
æ¹åãã¯ããã¯ã«èžã¿èŸŒãåã«ãã¯ã¬ãžããã¹ã³ã¢ãäœã衚ãã®ããçè§£ããããšãäžå¯æ¬ ã§ããã¯ã¬ãžããã¹ã³ã¢ãšã¯ãããªãã®ä¿¡çšå±¥æŽã«åºã¥ããä¿¡çšåãæ°å€ã§è¡šãããã®ã§ãã貞ãæã¯ãããçšããŠãããªãã«ãéã貞ããªã¹ã¯ãè©äŸ¡ããŸããäžè¬çã«ãã¹ã³ã¢ãé«ãã»ã©ãªã¹ã¯ãäœããšèŠãªãããããæå©ãªããŒã³æ¡ä»¶ãéå©ã«ã€ãªããå¯èœæ§ããããŸãã
ã¯ã¬ãžããã¹ã³ã¢ã¯äžçå ±éã§ã¯ãããŸãããååœã«ã¯ç¬èªã®ã¯ã¬ãžããã¹ã³ã¢ãªã³ã°ã·ã¹ãã ãšä¿¡çšæ å ±æ©é¢ãååšããŸããäŸãæãããšïŒ
- ã¢ã¡ãªã«åè¡åœã§ã¯ãFICOãšVantageScoreãæãäžè¬çãªã¹ã³ã¢ãªã³ã°ã¢ãã«ã§ãããäž»èŠãªä¿¡çšæ å ±æ©é¢ã¯ExperianãEquifaxãTransUnionã§ãã
- ã€ã®ãªã¹ã§ã¯ãExperianãEquifaxãTransUnionãäºæ¥ãå±éããŠããã貞ãæã¯ç¬èªã®ã¹ã³ã¢ãªã³ã°ã¢ãã«ã䜿çšããããšããããããŸãã
- ã«ããã§ã¯ãEquifaxãšTransUnionãäž»èŠãªä¿¡çšæ å ±æ©é¢ã§ãã
- ãªãŒã¹ãã©ãªã¢ã§ã¯ãEquifaxãExperianãIllionãä¿¡çšå ±åãµãŒãã¹ãæäŸããŠããŸãã
- ãã€ãã§ã¯ãSCHUFAãäž»èŠãªä¿¡çšæ å ±æ©é¢ã§ãã
- æ¥æ¬ã§ã¯ãCICãšJICCãäž»èŠãªä¿¡çšæ å ±æ©é¢ã§ãã
ãããã®éãã«ãããããããã¯ã¬ãžããã¹ã³ã¢ã«åœ±é¿ãäžããèŠå ã¯äžçäžã§é¡äŒŒããŠããåŸåããããŸãããããã®èŠå ã«ã¯éåžžã以äžãå«ãŸããŸãïŒ
- æ¯æãå±¥æŽïŒè«æ±æžãææ¥éãã«æ¯æã£ãŠãããã
- åå ¥é¡ïŒå©çšé床é¡ã«å¯Ÿããè² åµã®é¡ã
- ä¿¡çšå±¥æŽã®é·ãïŒã¯ã¬ãžããã¢ã«ãŠã³ããä¿æããŠããæéã
- ä¿¡çšã®çš®é¡ïŒä¿æããŠããã¯ã¬ãžããã¢ã«ãŠã³ãã®çš®é¡ïŒäŸïŒã¯ã¬ãžããã«ãŒããããŒã³ïŒã
- æ°èŠã®ä¿¡çšç §äŒïŒæ°èŠã«ä¿¡çšæ å ±ãç §äŒããé »åºŠã
ã¯ã¬ãžããã¹ã³ã¢ãæ¹åããããã®ãã¯ããã¯
ããã§ã¯ãã»ãšãã©ã®åœã§é©çšå¯èœãªãã¯ã¬ãžããã¹ã³ã¢ãæ¹åããããã®å®èšŒæžã¿ãã¯ããã¯ãããã€ã玹ä»ããŸãïŒ
1. è«æ±æžã¯æ¯åãææ¥éãã«æ¯æã
æ¯æãå±¥æŽã¯ãã»ãšãã©ã®ã¯ã¬ãžããã¹ã³ã¢ãªã³ã°ã¢ãã«ã§æãéèŠãªèŠçŽ ã§ããæ¯æãã®é å»¶ã¯ã¹ã³ã¢ã«æªåœ±é¿ãåãŒãå¯èœæ§ããããŸãããäžè²«ããŠææ¥éãã«æ¯æãããšã§ã責任ããä¿¡çšç®¡çã瀺ããŸãããªãã€ã³ããŒãèšå®ããããæ¯æããèªååããããäºç®ç®¡çã¢ããªã䜿çšããŠãæ¯æææ¥ãéããªãããã«ããŸãããã
å®è·µçãªãã³ãïŒã¹ãã¬ããã·ãŒããäœæããããäºç®ç®¡çã¢ããªã䜿çšããŠãè«æ±æžãšæ¯æææ¥ã远跡ããŸããããå¯èœã§ããã°ãèªåæ¯æããèšå®ããŠãã ããã
äŸïŒã¹ãã€ã³åšäœã®ããªã¢ããã¯ãåå ¥ãäžå®å®ãªããæ¯æãã®é å»¶ã«æ©ãã§ããŸããã圌女ã¯å¿ èŠäžå¯æ¬ ãªè«æ±ïŒå®¶è³ãå ç±è²»ãã¯ã¬ãžããã«ãŒãïŒã®æ¯æããèªååããçµŠææ¥ã«è²¯èå£åº§ãžã®å®æçãªæ¯èŸŒãèšå®ããŸãããããã«ãããè«æ±æžã®æ¯æããåªå ããå»¶æ»æéãé¿ããããšãã§ããŸããã
2. ã¯ã¬ãžããã«ãŒãã®å©çšçãäœãä¿ã€
ã¯ã¬ãžããå©çšçãšã¯ãå©çšé床é¡ã«å¯ŸããŠã©ããããã®ã¯ã¬ãžããã䜿çšããŠãããã瀺ããã®ã§ããäžè¬çã«ãã¯ã¬ãžããå©çšçã¯30%æªæºã«ä¿ã€ããšãæšå¥šãããŸããäŸãã°ãå©çšé床é¡ã1,000ãã«ã®ã¯ã¬ãžããã«ãŒããæã£ãŠããå Žåãæ®é«ã300ãã«æªæºã«ä¿ã€ããšãç®æããŸãããã
å®è·µçãªãã³ãïŒå®æçã«ã¯ã¬ãžããå©çšçãç£èŠããŸããããè«æ±ãµã€ã¯ã«ãéããåã«ã¯ã¬ãžããã«ãŒãã®æ®é«ãæ¯æãããšã§ãå©çšçãæ¹åã§ããŸããæã«è€æ°åæ¯æãããšãæ€èšããŠãã ããã
äŸïŒã«ããåšäœã®ããããããã¯ãå©çšé床é¡5,000ãã«ã®ã¯ã¬ãžããã«ãŒããæã£ãŠããŸãããåœŒã¯æ¯æçŽ2,000ãã«ãäžè²«ããŠå©çšããŠããŸãããæ¯æ1,000ãã«ãã€2忝æãããšã§ãè«æ±ãµã€ã¯ã«ã®ã»ãšãã©ã®æéã§å ±åãããã¯ã¬ãžããå©çšçã0%ã«ãŸã§æžãããã¯ã¬ãžããã¹ã³ã¢ãå€§å¹ ã«æ¹åããŸããã
3. ã¯ã¬ãžããã«ãŒããé床é¡ãŸã§äœ¿ãåããªã
ã¯ã¬ãžããã«ãŒããé床é¡ãŸã§äœ¿ãåãããšã¯ãããªããã¯ã¬ãžããã«é床ã«äŸåããŠãããšããã·ã°ãã«ã貞ãæã«éããã¹ã³ã¢ã«æªåœ±é¿ãäžããå¯èœæ§ããããŸããããšãæ¯ææ®é«ãå šé¡æ¯æã£ãŠããŠããè«æ±ãµã€ã¯ã«ã®çµããã«æ®é«ãé«ããšã¹ã³ã¢ãäžããå¯èœæ§ããããŸãã
å®è·µçãªãã³ãïŒããã«è¿æžã§ããªãéããã¯ã¬ãžããã«ãŒãã§é«é¡ãªè²·ãç©ãããããšã¯é¿ããŸããããããããã«ãŒãã䜿çšããããé«äŸ¡ãªåç©ã®ããã«è²¯éããããšãæ€èšããŠãã ããã
äŸïŒã€ã®ãªã¹ã®ããåŠçã¯ãæç§æžããã®ä»ã®åŠçšåãè²·ãããã«ã¯ã¬ãžããã«ãŒãã䜿ããããã«å©çšé床é¡ã«éããŠããŸããŸããã圌女ã®ã¯ã¬ãžããã¹ã³ã¢ã¯å€§å¹ ã«äœäžããŸãããåŠççšããããã«ãŒãã«åãæ¿ããæ éã«äºç®ãç«ãŠãããšã§ã圌女ã¯ã¯ã¬ãžããã«ãŒããé床é¡ãŸã§äœ¿ãåãããšãé¿ããåŸã ã«ã¯ã¬ãžããã¹ã³ã¢ãåæ§ç¯ããããšãã§ããŸããã
4. äžåºŠã«å€ãã®ä¿¡çšæ å ±ç §äŒãé¿ãã
ã¯ã¬ãžãããç³è«ãããã³ã«ãä¿¡çšå ±åæžã«ããŒãã€ã³ã¯ã¯ã€ã¢ãªïŒä¿¡çšæ å ±ç §äŒèšé²ïŒã远å ãããŸããçæéã«ããŸãã«ãå€ãã®ããŒãã€ã³ã¯ã¯ã€ã¢ãªããããšãã¹ã³ã¢ãäžããå¯èœæ§ããããŸããç³è«ããã¯ã¬ãžããã¯æ éã«éžã³ãæ¬åœã«å¿ èŠãªå Žåã«ã®ã¿ç³è«ããŸãããã
å®è·µçãªãã³ãïŒã¯ã¬ãžããã®ç³è«ã«ã¯ééã空ããŸããããããŒã³ãæ¢ããŠããå Žåã¯ãè€æ°ã®è²žãæããã®éå©ãçæéïŒäŸïŒ14ïœ30æ¥ïŒã«æ¯èŒããããšã§ãè€æ°ã®ç §äŒã«ãã圱é¿ãæå°éã«æããããšãã§ããŸãã
äŸïŒã€ã³ãã®ããè¥æç€ŸäŒäººã¯ãå ¥äŒç¹å žãå©çšããããšã1ã¶æä»¥å ã«5çš®é¡ã®ã¯ã¬ãžããã«ãŒããç³ã蟌ã¿ãŸãããæ°å€ãã®ããŒãã€ã³ã¯ã¯ã€ã¢ãªã圌ã®ã¯ã¬ãžããã¹ã³ã¢ãå€§å¹ ã«äœäžãããŸããã圌ã¯ãç³ã蟌ãåã«ã¯ã¬ãžããã«ãŒãã®éžæè¢ãæ éã«èª¿æ»ã»æ¯èŒããããšãåŠã³ãŸããã
5. å€ãã¯ã¬ãžããã¢ã«ãŠã³ãã¯ïŒè²¬ä»»ãæã£ãŠïŒç¶æãã
ä¿¡çšå±¥æŽã®é·ãã¯ãã¯ã¬ãžããã¹ã³ã¢ã®äžå ã§ããå€ãã¯ã¬ãžããã¢ã«ãŠã³ããç¹ã«é·ãå±¥æŽãšè¯å¥œãªæ¯æãèšé²ãæã€ãã®ãè§£çŽãããšãä¿¡çšå±¥æŽãçããªããã¹ã³ã¢ãäœäžããå¯èœæ§ããããŸãã責任ãæã£ãŠç®¡çã§ããéãã宿çã«äœ¿çšããŠããªããŠãå€ãã¢ã«ãŠã³ãã¯ç¶æããŸãããã
å®è·µçãªãã³ãïŒå€ãã¯ã¬ãžããã«ãŒãã«å°é¡ã®å®æçãªè«æ±ïŒäŸïŒã¹ããªãŒãã³ã°ãµãŒãã¹ã®ãµãã¹ã¯ãªãã·ã§ã³ïŒãèšå®ããèªåæ¯æããèšå®ããŠã¢ã«ãŠã³ããæå¹ãã€è¯å¥œãªç¶æ ã«ä¿ã¡ãŸãããã
äŸïŒãã©ã³ã¹ã®ããéè·è ã¯ãäœå¹Žã䜿ã£ãŠããªãã£ãæãå€ãã¯ã¬ãžããã«ãŒãã®è§£çŽãæ€èšããŠããŸãããã¯ã¬ãžããã¹ã³ã¢ãžã®åœ±é¿ãç¥ã£ãåŸã圌ã¯ãã®ã¢ã«ãŠã³ããç¶æããæ¯æã®ã€ã³ã¿ãŒãããæéã®æ¯æãã«äœ¿çšããããšã«ããŸãããããã«ãããã¢ã«ãŠã³ãã¯æå¹ãªç¶æ ãä¿ã¡ã圌ã®ä¿¡çšå±¥æŽã«ãã©ã¹ã«è²¢ç®ããŸããã
6. 宿çã«ä¿¡çšå ±åæžã確èªãã誀ããèšæ£ãã
ä¿¡çšå ±åæžã«ã¯ã誀ã£ãå£åº§æ å ±ãå€ãæ®é«ãªã©ã®èª€ããå«ãŸããŠããããšããããŸãã宿çã«ä¿¡çšå ±åæžã確èªããããšã§ãã¹ã³ã¢ã«æªåœ±é¿ãäžããŠããå¯èœæ§ã®ããäžæ£ç¢ºãªæ å ±ãèŠã€ãåºããç°è°ãç³ãç«ãŠãããšãã§ããŸããå€ãã®åœã§ã¯ã幎ã«1åïŒãŸãã¯ç¹å®ã®ç¶æ³äžã§ã¯ãã以äžïŒãç¡æã§ä¿¡çšå ±åæžãå ¥æããæš©å©ããããŸãã
å®è·µçãªãã³ãïŒèªåœã®åäž»èŠãªä¿¡çšæ å ±æ©é¢ããä¿¡çšå ±åæžãå ¥æããŸããããå ±åæžãæ³šææ·±ã確èªãã誀ãããªãã調ã¹ãŸãã誀ããèŠã€ããå Žåã¯ãä¿¡çšæ å ±æ©é¢ã®ç°è°ç³ç«ããã»ã¹ã«åŸã£ãŠä¿®æ£ãäŸé ŒããŠãã ããã
äŸïŒãã©ãžã«ã®ããæåž«ã¯ãä¿¡çšå ±åæžã«èª€ããçºèŠããŸããããã§ã«å®æžããããŒã³ããæªæãã®ãŸãŸèšèŒãããŠããã®ã§ãã圌女ã¯ä¿¡çšæ å ±æ©é¢ã«ç°è°ãç³ãç«ãŠãããŒã³ã宿žãããããšã蚌æããæžé¡ãæåºããŸããã誀ãã¯ä¿®æ£ããã圌女ã®ã¯ã¬ãžããã¹ã³ã¢ã¯æ¹åããŸããã
7. ã»ãã¥ã¢ãã«ãŒããã¯ã¬ãžãããã«ããŒããŒã³ã®æ€èš
ä¿¡çšå±¥æŽãéå®çãŸãã¯ä¹ããå Žåãã»ãã¥ã¢ãã«ãŒããã¯ã¬ãžãããã«ããŒããŒã³ã¯ãä¿¡çšã確ç«ãŸãã¯åæ§ç¯ããããã®æå¹ãªææ®µãšãªãåŸãŸããã»ãã¥ã¢ãã«ãŒãã¯ãæ ä¿ãšããŠçŸéãé ããå¿ èŠããããéåžžãããå©çšé床é¡ãšãªããŸããã¯ã¬ãžãããã«ããŒããŒã³ã¯ãåå²ã§è¿æžããå°å£ã®ããŒã³ã§ããã©ã¡ãã®éžæè¢ãããªãã®æ¯æã掻åãä¿¡çšæ å ±æ©é¢ã«å ±åãããããè¯å¥œãªä¿¡çšå±¥æŽãç¯ãã®ã«åœ¹ç«ã¡ãŸãã
å®è·µçãªãã³ãïŒèªåœã§å©çšã§ããã»ãã¥ã¢ãã«ãŒããã¯ã¬ãžãããã«ããŒããŒã³ã®éžæè¢ã調æ»ããŸããããææ°æãéå©ã劥åœãªãã®ãéžã³ãŸãããã¹ãŠã®æ¯æããææ¥éãã«è¡ããè¯å¥œãªä¿¡çšãç¯ããŸãããã
äŸïŒãã€ãã«æè¿ç§»äœãããã人ã¯ãä¿¡çšå±¥æŽããããŸããã§ããã圌女ã¯å°é¡ã®å©çšé床é¡ã§ã»ãã¥ã¢ãã«ãŒããç³ã蟌ã¿ãŸãããã«ãŒãã責任ãæã£ãŠäœ¿çšãããã¹ãŠã®æ¯æããææ¥éãã«è¡ãããšã§ã圌女ã¯åŸã ã«è¯å¥œãªä¿¡çšå±¥æŽãç¯ããåŸã«ã¯ç¡æ ä¿ã®ã¯ã¬ãžããã«ãŒãã®æ¿èªãåŸãããšãã§ããŸããã
8. ä»äººã®ã¯ã¬ãžããã«ãŒãã®å®¶æã«ãŒãäŒå¡ïŒèªå®å©çšè ïŒã«ãªã
è¯å¥œãªä¿¡çšå±¥æŽãšæ®é«ã®å°ãªãã¯ã¬ãžããã«ãŒããæã€å人ãå®¶æãããå Žåã圌ãã¯ããªããå®¶æã«ãŒãäŒå¡ïŒèªå®å©çšè ïŒãšããŠè¿œå ããŠããããããããŸãããå®¶æã«ãŒãäŒå¡ã«ãªããšããã®ã¢ã«ãŠã³ãã®æ¯æãå±¥æŽãããªãã®ä¿¡çšå ±åæžã«ãå ±åãããä¿¡çšãç¯ãã®ã«åœ¹ç«ã¡ãŸãããã ããäž»å¥çŽè ãã«ãŒãã責任ãæã£ãŠäœ¿çšããŠããããšã確èªããŠãã ããããªããªãã圌ãã®è¡åãããªãã®ä¿¡çšã«ã圱é¿ããããã§ãã
å®è·µçãªãã³ãïŒä¿¡é Œã§ããå人ãå®¶æã«ã圌ãã®ã¯ã¬ãžããã«ãŒãã®å®¶æã«ãŒãäŒå¡ã«ãªãããšã«ã€ããŠçžè«ããŠã¿ãŸãããã圌ãã責任ããä¿¡çšç®¡çã®éèŠæ§ãçè§£ããŠããããšã確èªããŠãã ããã
äŸïŒãã€ãžã§ãªã¢ã®ãã倧åŠçã¯ãç¶èŠªã®ã¯ã¬ãžããã«ãŒãã®å®¶æã«ãŒãäŒå¡ã«è¿œå ãããŸããã圌ã®ç¶èŠªã¯é·ãä¿¡çšå±¥æŽãæã¡ãåžžã«è«æ±æžãææ¥éãã«æ¯æã£ãŠããŸããããã®åŠçã®ã¯ã¬ãžããã¹ã³ã¢ã¯å€§å¹ ã«æ¹åããåŠçããŒã³ãçµãããšãã§ããããã«ãªããŸããã
9. è³¢ãè² åµã管çãã
髿°Žæºã®è² åµã¯ãã¯ã¬ãžããã¹ã³ã¢ã«æªåœ±é¿ãåãŒãå¯èœæ§ããããŸããè² åµã广çã«ç®¡çããããã®èšç»ãç«ãŠãŸããããããã«ã¯ãäºç®ç®¡çãåµåæŽçããŸãã¯å°éçãªãã¡ã€ãã³ã·ã£ã«ã¢ããã€ã¹ãæ±ããããšãå«ãŸããå ŽåããããŸãã
å®è·µçãªãã³ãïŒåå ¥ãšæ¯åºã远跡ããããã®äºç®ãäœæããŸããããæ¯åºãåæžã§ããåéãç¹å®ããããå€ãã®è³éãåµåè¿æžã«å²ãåœãŠãŸããåµåã¹ããŒããŒã«æ³ãåµåã¢ãã©ã³ã·ã§æ³ãæ€èšããŠãè¿æžã®åªå é äœãã€ããŸãããã
äŸïŒã¢ã«ãŒã³ãã³ã®ããå®¶æã¯ãé«é¡ãªã¯ã¬ãžããã«ãŒãã®è² åµã«èŠããã§ããŸããã圌ãã¯è² åµãããäœãéå©ã®å人ããŒã³ã«äžæ¬åããŸãããããã«ãããæã ã®æ¯æããããå°ãã管çãããããªããæçµçã«ã¯ããæ©ãè² åµã宿žããããšãã§ããŸããã
10. å¿è匷ãïŒä¿¡çšã®æ§ç¯ã«ã¯æéãããã
ã¯ã¬ãžããã¹ã³ã¢ã®æ¹åã¯äžå€ã«ããŠæãéãããããã®ã§ã¯ãããŸãããè¯å¥œãªä¿¡çšå±¥æŽã確ç«ãã責任ããä¿¡çšç®¡çã蚌æããã«ã¯æéãããããŸããå¿è匷ããäžè²«ããŠãç²ã匷ãåªåãç¶ããã°ããããçµæã¯ã€ããŠããŸãã
å®è·µçãªãã³ãïŒæéã®çµéãšãšãã«é²æã远跡ããŸãããã宿çã«ã¯ã¬ãžããã¹ã³ã¢ãç£èŠããããªãã®åªåãã©ã®ããã«å ±ãããŠãããã確èªããŸããã¢ãããŒã·ã§ã³ãç¶æããããã«ãéäžã®æåãç¥ããŸãããã
äŸïŒã€ã³ããã·ã¢ã®ããèªå¶æ¥ã®èµ·æ¥å®¶ã¯ãçµæžçãªå°é£ãçµéšããåŸãä¿¡çšãåæ§ç¯ããã®ã«æ°å¹Žãè²»ãããŸãããäžè²«ããŠè«æ±æžãææ¥éãã«æ¯æããã¯ã¬ãžããå©çšçãäœãä¿ã¡ãæ°ããªè² åµãé¿ããããšã§ã圌女ã¯åŸã ã«ã¯ã¬ãžããã¹ã³ã¢ãæ¹åããäºæ¥ãæ¡å€§ããããã®äºæ¥ããŒã³ã確ä¿ããããšãã§ããŸããã
åœå¥ã®ä¿¡çšã·ã¹ãã ã«å¯Ÿå¿ãã
ä¿¡çšæ§ç¯ã®äžè¬ååã¯æ®éçã§ãããèªåœã®ä¿¡çšã·ã¹ãã ã®å ·äœçãªãã¥ã¢ã³ã¹ãçè§£ããããšãäžå¯æ¬ ã§ãã
- å°å ã®ä¿¡çšæ å ±æ©é¢ã調ã¹ãïŒèªåœã§ã©ã®ä¿¡çšæ å ±æ©é¢ã掻åããŠãããããããŠä¿¡çšå ±åæžãå ¥æããæ¹æ³ã調ã¹ãŸãããã
- ã¹ã³ã¢ãªã³ã°ã¢ãã«ãçè§£ããïŒèªåœã§äœ¿çšãããŠããã¹ã³ã¢ãªã³ã°ã¢ãã«ãšãã¹ã³ã¢ã«åœ±é¿ãäžããèŠå ã«ã€ããŠåŠã³ãŸãããã
- èªåã®æš©å©ãç¥ãïŒä¿¡çšå ±åæžãžã®ã¢ã¯ã»ã¹æš©ã誀ããèšæ£ããæš©å©ãªã©ãæ¶è²»è ãšããŠã®èªåã®æš©å©ãããçè§£ããŠãããŸãããã
- å°å ã®å°éå®¶ã«çžè«ããïŒèªåœã®ä¿¡çšã·ã¹ãã ã«è©³ãããã¡ã€ãã³ã·ã£ã«ã¢ããã€ã¶ãŒãã¯ã¬ãžããã«ãŠã³ã»ã©ãŒã«çžè«ããããšãæ€èšããŸãããã
ãŸãšã
ããè¯ãã¯ã¬ãžããã¹ã³ã¢ãç¯ãããšã¯ãããªãã®çµæžçãªæªæ¥ãžã®äŸ¡å€ããæè³ã§ãããã®ã¬ã€ãã§æŠèª¬ãããã¯ããã¯ãå®è·µããèªåœã®ä¿¡çšã·ã¹ãã ã®å ·äœçãªãã¥ã¢ã³ã¹ãçè§£ããããšã§ãããªãã¯èªåã®ä¿¡çšãã³ã³ãããŒã«ããçµæžçãªç®æšãéæããããšãã§ããŸããä¿¡çšç®¡çã«ãããŠã¯ãå¿è匷ããäžè²«ããŠã責任ãæã€ããšãå¿ããã«ããã°ã匷åºãªä¿¡çšãããã¡ã€ã«ãç¯ãéãçå®ã«é²ãããšãã§ããã§ãããã